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James Fischer

James Fischer is a South African finance professional with over 10 years of experience in investment management and personal finance. He runs a financial blog dedicated to helping readers make smarter money decisions, simplify investing, and plan for a secure future. Disclaimer: This blog is for educational purposes only and not financial, investment, or legal advice. Always do your own research or consult a professional before making financial decisions.

South African National Holidays: Complete List

South African National Holidays

When people speak about South African national holidays, they usually mean the official public holidays that apply to everyone. They are recognised by law and cover everything from religious observances to historical commemorations. Each holiday has a story behind it,…

Best Accounting Softwares in South Africa

Accounting Softwares in South Africa

Accounting softwares in South Africa vary widely depending on the size of your business and the features you need. Some are simple, cloud-based solutions perfect for tracking income and expenses. Accounting softwares in South Africa 1. Pastel Accounting / Sage…

How To Pass Samtrac: Tips That Work

How To Pass Samtrac

If you want to know how to pass Samtrac then you pass by preparing properly, practicing past questions, focusing on understanding the material instead of memorising it, and managing your time during the assessments. That is it. Of course, doing…

Tax On Divorce Pension Payout

tax on divorce pension payout

The tax on divorce pension payout is not pushed back onto the partner who originally built up the pension fund. The responsibility lands on the recipient. Although it may sound severe, this is meant to maintain consistency.  The same rule…

Divorce Pension Payout Calculator

Divorce Pension Payout Calculator

A divorce pension payout calculator is simply a tool that helps you estimate how much of a retirement fund might go to a spouse after the split. It is not the court itself, it is not the pension fund administrator,…

What Is a Debicheck?

What Is a Debicheck

What is a Debicheck? It is a system where you, the account holder, must confirm and approve debit orders with your bank before they go through. In other words, no money leaves your account unless you give the green light.…

Can You Reverse a Debicheck Debit Order

Can You Reverse a Debicheck Debit Order

Yes, you can reverse a Debicheck debit order, but it is not as simple as reversing a normal debit order. The whole point of the Debicheck system and knowing can you reverse a Debicheck debit order is to give you…

GEPF Resignation Payout Calculator

GEPF Resignation Payout Calculator

A GEPF resignation payout calculator gives a clear estimate of what you could receive. It takes into account your years of service, contributions, and interest earned over time. When switching employment or entering retirement, using one helps you organize your…

Leave Days Payout Calculator

Leave Days Payout Calculator

If you want to figure out how much money you’ll get for your unused leave days, you can do it with a simple leave days payout calculator. The main principle is to calculate your daily rate by dividing your monthly…

How to Calculate UIF Payout

How to Calculate UIF Payout

When working out how to calculate UIF payout, you take your monthly salary, apply a rate that is usually between 38% and 58% depending on your earnings, and then check that it does not go over the set maximum. The…