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James Fischer

James Fischer is a South African finance professional with over 10 years of experience in investment management and personal finance. He runs a financial blog dedicated to helping readers make smarter money decisions, simplify investing, and plan for a secure future. Disclaimer: This blog is for educational purposes only and not financial, investment, or legal advice. Always do your own research or consult a professional before making financial decisions.

How to Qualify for Overdraft in South Africa

how to qualify for overdraft

How to qualify for overdraft is a straightforward question to answer.  Banks want to be sure that you can manage your finances sensibly and repay loans.  Free money is not what an overdraft is.  In essence, it is a short-term…

How to Apply for Overdraft Standard Bank

How to Apply for Overdraft Standard Bank

It’s not as hard as it seems to apply for an overdraft at Standard Bank.  Knowing how to apply for overdraft Standard Bank will help you save time and frustration if you need more money when your account is low. …

SADTU Funeral Policy: What You Need to Know

SADTU Funeral Policy

If you’re a member of the South African Democratic Teachers Union (SADTU), you’ve probably heard about the SADTU funeral policy. This is one of those things that seems sensible until you need it.  But you’ll be happy you took the…

1life Funeral Cover Benefits

1life Funeral Cover Benefits

Funeral coverage typically sounds like one of those things you would prefer to avoid thinking about until it’s too late.  However, it’s true that life might be easier later if you understand the practical side of things early. Because of…

1life Funeral Cover for Pensioners

1life Funeral Cover for Pensioners

The answer is true, there is 1life funeral cover for pensioners, and it is designed with senior citizens in mind if you’re searching for funeral insurance in South Africa that makes sense for your retirement.  When a funeral needs to…

Outsurance Funeral Cover Reviews

Outsurance Funeral Cover Reviews

In South Africa, people prefer straightforward funeral coverage.  Coverage that pays out fast.  A premium without making you feel like you’re sacrificing your grocery budget.  It is evident from reading numerous Outsurance funeral cover reviews that the sentiment is generally…

Outsurance Funeral Cover Policy Details

Outsurance funeral cover

Outsurance funeral cover is precisely as it seems.  In the event of a loved one’s death, the policy pays out.  The purpose of the payout is to assist with funeral expenses and all associated extras.  Funerals can be costly in…